Second Chance Loans

If your credit is less than perfect, most banks won’t even talk to you, and the finance companies that are willing to talk to you want an arm and a leg for their loans. Ameriquest is different. Ameriquest is willing to take a chance on good, solid people who may have had problems in the past but who are working hard to correct those problems and to move forward with their lives.

If you have had problems in the past but you feel that you deserve a second chance, why not talk to an Ameriquest lending expert; you’ll find that Ameriquest loans are easier to qualify for than most bank loans and you’ll be pleasantly surprised at the low rates that Ameriquest has even for people with a less-than-spotless credit history.

If you already have a mortgage loan with Ameriquest, and you’ve had that loan for a while, you may want to consider refinancing your loan, especially if interest rates are 1.5 percent or more lower than they were when you originally took out your loan.

If interest rates have dropped since you took out your Ameriquest mortgage then you could save money every month and potentially save tens of thousands of dollars over the life of your loan by refinancing at a lower rate. It’s also possible that you could take cash out of your home with a refinance loan.

There are many reasons to consider a refinance loan:

• You can take out cash to use for almost any purpose, from home improvements to buying a second home, to taking the vacation you’ve always dreamed of, or for virtually any other purpose.
• You can consolidate high-interest debt, such as credit cards. By paying off your credit cards with a refinance loan you can not only lower your total monthly payments, but the interest on your refinance loan is generally tax-deductible whereas the interest on your credit cards is not..
• You’ll know within 24 hours if you qualify, and loans are usually closed in just a matter of a few days.
• You’ll get a 30-day break from making any payments when you take out a new loan.
• You can be assured that there will be a loan specialist who will hold your hand at every step of the loan process so you’ll never feel as if you’re alone and you’ll never be confused as to what is needed next or what is happening next.

No matter who issued your original loan, Ameriquest is prepared to help you get the refinancing you need and deserve, quickly and at a rate that is extremely competitive.