Argent’s 100 percent Advantage
Permits eligible applicants the ability to secure up to 100 percent of the money they need for a loan-to-value first time lien. This plan is offered in all US states in which Argent currently conducts business.

Artgent GuaranteeSM
Within 24-hours of submitting required loan application materials, Argent will render a decision and, if favorable, quickly remit an offer of approval.

Argent 80/20
Considered their combination Advantage Program, it permits applicants to secure 100 percent combined loan-to-value as an 80 percent first and then 20 percent of the total second. Within the overall program, nine of the products are 80 percent and three are of the 20 percent variety.

Applications may be submitted by persons of all income levels for loans up to amount of $400,000. To be approved, a minimum average credit rating of 500 is necessary.
Those persons who are considered ineligible for these types of loans include persons seeking to purchase the following: second homes, non-owner inhabited properties.

Within 24-hours of submitting required materials, Argent can render a decision and, if favorable, quickly remits an offer of approval.

Loan Genius Argent’s online application which offers the ease and simplicity of an immediate tool that provides instant decisions with respect to approvals and guaranteed pricing structures. Available 24 hours a day, seven days a week, Loan Genius is pure genius. Brokers can benefit from the convenience and straight-forwardness derived from use of this product. Select products, customize client’s mortgage plan and even generate an instant credit report all via usage of Loan Genius. Quick -Practical and Proactive, Loan Genius has all the qualifications of a very key asset in the mortgage assessment and determination process.
Marketing Tools Allow brokers to help build their clientele via effective promotional materials which clearly outline the range of available services they have to offer. From print items, i.e. postcards, flyers and direct mail pieces to prospect leads, brokers can customize their Argent’s Marketing Tools as they see fit. Plus, there is also a method included for tracking your promotional campaign, networking with like-minded brokers and delivering information pertaining to industry legal issues.
To more effectively serve the broker client, Argent has amassed a full array of options to maximize and streamline their efforts to grow and retain their businesses.