Once you have decided you need a home mortgage, whether it is your first or second, Wells Fargo makes the application process convenient and easy for you! Not only can you visit a nearby branch or call a toll free number, you can even apply with a few simple steps online! Once you have completed your application, leave it to the experts at Wells Fargo to process your application with advanced technology and services.

If you apply online with Wells Fargo, you will receive a loan decision more quickly than with the other application options. You will give your property information along with your financial and loan data which will only take approximately 30 minutes to complete. You may start the application and finish it later in the event that you are distracted or interrupted before completion.

If you apply in person or over the phone with Wells Fargo, you will make sure that your information is given directly to a representative who will then quickly and efficiently process your application. The consultant will help you with the process and explain and guide you through the application. The professional assisting you will take care of filling out the application for you according to your answers, as opposed to you being on your own when you complete the online application.

For current customers using the refinance application online, you will enter your first mortgage information to receive home equity recommendations or suggestions, and you will be referred to a Wells Fargo representative to assist you further with your second home loan application. Your information will be reviewed in a timely manner and you will be on your way to an encouraging, long-term investment.

Before you visit Wells Fargo or apply online or by phone, you will want to have some things prepared to expedite the application process. You will need to have your social security number, your email address, gross income amount and/or secondary income sources, current expenses including other loans or credit balances, any debt you have incurred at any time, previous addressed within the last several years, contact information of your last few employers, an estimated purchase price of your new home, the loan amount if you are refinancing, and the amount you plan to use as a down payment.

Usually you will need some supporting documents for a few of the application requirements such as bank statements and receipts or payment stubs. You will want to make a copy for yourself or have the Wells Fargo rep give you one, and one copy will need to be signed and returned to Wells Fargo for your application to be processed and reviewed.